Micro Credit enlarged portion, Opportunity Candidate Wirausaha, Bank Mandiri 2,009 Assign Fund Rp 6 trillion

Jakarta - Surya, Bank Mandiri increase the share of micro credit for the community, especially for micro entrepreneurs, small and medium. Therefore, Bank Mandiri is targeting the distribution of credit to small businesses during 2009 Mandiri Rp 6 trillion, or up to Rp 2 trillion from 2008 to Rp 4 trillion.
Senior Vice President Small Business Bank Mandiri Rafjon Yahya said, the bank will add 200 units network services for small businesses next year, from the previous 600 units in order to achieve these targets.

"Bank Mandiri has many branches throughout Indonesia. Later on, microplans this business unit will be attached at each branch office. So we only put a few people, "said Rafjon, in Jakarta, Wednesday (17/12).

In fact, he further, Bank Mandiri currently focus on three sectors, namely micro, small, and the consumer. "We have a business unit of micro-productive in the whole country that can help this," he said.
Rafjon optimistic that the target can be achieved despite the economic growth next year is estimated to decline. The reason, micro-credit is estimated to gain a place in the hearts of the people, especially small employers who need credit in the amount not too large.

"Businessmen little more resistant to the crisis," he said.
He rate, the crisis is now more open business opportunities, especially for small wiraswastawan. Moreover, the possibility of adding small and medium business will grow because many of the candidates wiraswastawan is estimated to come from the victim lay (pemutusah working relationship). "They lay-in that will usually enter into wiraswastawan, whether traders, or the other," he said.
About the potential problem credits or non-performing loans / NPLs, Rafjon hope prosinya not too large.

Therefore, the government of course will be selective in giving credit.
"Bank Mandiri defray the target of work, the customer is selected. We survey, and not all customers can enter. So far, non-performing loans (NPLs) in the micro business can be restrained and that we contribute mengecilnya NPLs as a whole. Gross NPLs for small businesses and 4.4 percent of net NPLs 0.56 percent, "he said. jbp / aco

by surya.co.id